COMMERCIAL AUTO
To round out accounts for the most effective and
efficient risk management, PMA offers Commercial
Automobile insurance to our business clients.
Providing coverage solutions for your commercial auto and workers'
compensation insurance needs allows for an extremely powerful loss
prevention approach, as motor vehicle accidents are the number one
cause of workplace fatalities, according to the Bureau of Labor
Statistics. Thus, risk control measures taken to promote worker safety
can be effective in minimizing commercial automobile losses and
reducing clients' overall business costs.
The PMA Commercial Automobile Program
PMA offers a full line of Commercial Automobile liability and physical damage
coverages.
In addition, our program offers superior options, including the following:
- A customized
Fleet Safety Program coordinated by our Risk Control Department,
which can include comprehensive training seminars and classes for
fleet safety managers and drivers.
-
A driver monitoring program,
utilizing vehicle decals to encourage the public to report safe and
unsafe driving actions via a toll-free number, is offered to all
qualified accounts at no additional charge. PMA driver monitoring
clients have experienced impressive auto claim frequency
improvements relative to all PMA auto clients.
-
The PMA
ExcelleratorPLUS Endorsement--For a competitive premium
charge, this broad form endorsement provides frequently requested
coverage enhancements. The PMA ExcelleratorPLUS Endorsement
includes:
-
Unintentional Failure to Disclose Hazards
-
Knowledge and Notice of Accident
-
Supplementary Payment Extensions
- Drive Other
Car Coverage for Designated Individuals
- Employees
as Insureds Excess Coverage
- Rental
Reimbursement Coverage Designated Vehicles
- Employers
Non-Ownership Liability Coverage
- Hired Auto
Liability and Physical Damage Coverages
-
Auto Loan/Lease Gap Coverage for All Private Passenger Type "Autos"
-
Audio, Visual and Data Electronic Equipment Coverage
-
Glass Repair - Waiver of Deductible
-
Airbag Mechanical Breakdown Coverage
-
Personal Effects Coverage (Maximum Limit of $2,500)
-
Broadened Named Insured
- Towing
-
Physical Damage Additional Transportation Expense Coverage
The PMA Preferred Automobile Program
For accounts
meeting the PMA Preferred Automobile Program criteria, PMA offers all
the benefits of the standard program plus the additional benefits of:
-
More attractive rates than offered by our standard program.
-
The PMA ExcelleratorPLUS Endorsement at no additional premium charge,
where regulatorily approved.
-
Customized Fleet Safety seminars and classes at no additional premium charge.
We also offer a Composite Rating Plan that provides for convenience in
the handling of large fleets.
Read more about our products...
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