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Does your company do business overseas? Do you occasionally, or even
regularly, have employees traveling to foreign countries for work? If
so, you may need additional insurance coverages.
Standard U.S. insurance policies can expose
organizations that do business internationally to considerable risk and
potential loss. For instance, if you export products or have foreign
licensees selling your products, and your policy doesn't specifically
address these matters, you may be short on coverage. That's why PMA
developed Global Envoy - a product to protect our clients from the many
financial and personal risks associated with international business
activities.
And we make it easy. PMA Global Envoy
includes a broad array of products that enable you to leverage our
worldwide partnerships for comprehensive services, including overseas
insurance coverage, claims services, security assistance, legal
assistance and more.
Depending on your or your clients' needs,
the following coverages may be included in an international package from
PMA*:
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Property and Liability Insurance
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Kidnap and Extortion Insurance
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Medical and Death/Dismemberment Insurance
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Medical and Personal Assistance
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Security Assistance
PMA Global Envoy Property coverage
picks up where your domestic policy leaves off, offering protection for
your international property exposures, including the following: Business
Personal Property; Real Property; Business Income/Extra Expense;
Salesperson's Samples; Goods on Exhibit; and Cargo/Transit.
PMA Global Envoy Liability coverage
protects your business from liability lawsuits that your domestic
liability policy may not cover, including coverage for General
Liability; Contingent Commercial Automobile Liability; Employee Benefits
Liability; and Employer's Responsibility.
PMA Global Envoy Kidnap and Extortion
Insurance provides protection against Kidnapping and Alleged
Kidnapping; Bodily Injury Extortion; Property Extortion; Product
Adulteration Extortion; and Proprietary Information Extortion. Our
turbulent world presents potentially dangerous exposures to your
business executives, key employees, wealthy citizens and their families.
This coverage provides an extensive coverage territory with no
deductible.
PMA Global Envoy Medical and Death/
Dismemberment Insurance plugs any gaps that may exist in your
workers' compensation coverage, your company's medical benefits, or
employee medical and accident coverages.
PMA Global Envoy International Assistance
is free of charge with the Global Envoy product. This comprehensive
package of medical, legal, travel and personal assistance services
covers expatriate or traveling employees and their spouses, children and
other traveling companions.
PMA Global Envoy Security Assistance,
also included with the Global Envoy product, offers you the services of
Control Risks Group (CRG), including pre-trip planning services of
Travel Security Information; CRG's CityBrief Global Intelligence
Service; In-Depth Country Analysis; Contingency Planning; and a 24-hour
Security Hotline.
As with all of our coverages, our PMA Global
Envoy package comes standard with the "ease of doing business" you've
come to expect - like worldwide claims-paying capabilities. We partner
with insurers and claims professionals operating in 90 cities in 36
countries who have firsthand knowledge of the legal and cultural issues
at each location. And PMA Global Envoy offers the flexibility to pay
claims in U.S. dollars or any other currency. So no matter where you or
your people are - from Santo Domingo to Taipei - Global Envoy can keep
you covered.
* International coverages available
through PMA are not underwritten
by The PMA Insurance Group. Contact your local PMA representative for
complete details.
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