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PMA Elite® Industry Group
Office Buildings

This PMA Elite industry group includes firms primarily engaged in the operation of non-residential buildings used as bank buildings, financial institutions and offices. This group contemplates either owners or lessors in which the owners or lessors are responsible for the maintenance of the building. Lawyers, architects or engineers and clinics are not eligible except for lessor's risk only. Habitational occupancies and strip shopping malls are not eligible for this industry group.

CORE PROPERTY ENHANCEMENTS
Alarm, communications & monitoring systems   Lawn maintenance and snow removal equipment
Arson Reward   Money and Securities
Burglary Damage to Building   Outdoor Property
Change in Temperature - Humidity   Paved Surfaces
Emergency Evacuation Expense   Personal Property in the open extended to 1,000 feet
Fences   Pollutant Cleanup and Removal
Fire Department Service Charges   Preservation of Property
Foundations   Proof of Loss Preparation
Glass   Recharge of Fire Protection Equipment

PROPERTY COVERAGES
Accounts Receivable   Lost Key Coverage
Back-up Sewers, Drains or Sumps   Manufacturers Consequential Loss Assumption
Brands and Labels   Newly Acquired/Constructed
Builders Risk and Installation   Ordinance or Law Coverage
Civil Authority - Amendment   Personal Effects/Property of Others
Contract Penalty Clause   Property Off Premises
Crime Enhancements   Sales Representative Samples
Dependent Properties*   Trade Show Exhibits
Electronic Data - Amendment   Transit
Extended Business Income - Amendment*   Unscheduled Fine Arts
Extra Expense   Utility Services-Combined
Incompatibility of Data/Media   Valuable Papers
Limited Worldwide coverage    
   * Included when there is Business Income.    

GENERAL LIABILITY COVERAGES
Additional Insureds By Contract   Increased Supplementary Payments
Additional Insured-Lessor of Leased Equipment   Knowledge of Occurrence
Additional Insured-Mgrs or Lessors of Premises   Newly Acquired Organization Amendment
Broadened Coverage for Non-Owned Watercraft   Notice of Occurrence
Employee Benefits Liability Coverage   Property Damage Liability Amendment
Fire/Water Damage Legal Liability Amendment   Unintentional Failure to Disclose Hazards
Increased Medical Expense Limit    

 

PERFORMANCE. IT'S WHY WE GET CHOSEN.®

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