PMA Elite®
General Liability Coverages
Restaurants
PMA's Restaurant Industry
Group primarily focuses on the types of restaurants characterized as
upscale. This includes but is not limited to: white table restaurants,
white linen restaurants, fine dining, and restaurants with exclusive
cuisine offered in a distinct setting and prepared by a professional
staff. These restaurants include those offering classic, ethnic, or
specialty cuisine prepared and served by a professional staff in a
premium setting.
Catering operations, which are incidental to the restaurant operation,
is included in this industry group. Wholesale restaurant suppliers are
also included in this group.
|
CORE PROPERTY
ENHANCEMENTS |
| Alarm,
communications & monitoring systems |
|
Lawn maintenance and
snow removal equipment |
| Arson Reward |
|
Money and Securities |
| Burglary Damage to
Building |
|
Outdoor Property |
| Change in
Temperature - Humidity |
|
Paved Surfaces |
| Emergency Evacuation
Expense |
|
Personal Property in
the open extended to 1,000 feet |
| Fences |
|
Pollutant Cleanup
and Removal |
| Fire Department
Service Charges |
|
Preservation of
Property |
| Foundations |
|
Proof of Loss
Preparation |
| Glass |
|
Recharge of Fire
Protection Equipment |
|
PROPERTY
COVERAGES |
| Accounts Receivable |
|
Limited Worldwide
coverage |
| Back-up Sewers,
Drains or Sumps |
|
Lost Key Coverage |
| Brands and Labels |
|
Manufacturers
Consequential Loss Assumption |
| Builders Risk and
Installation |
|
Newly
Acquired/Constructed |
| Civil Authority -
Amendment |
|
Ordinance or Law
Coverage |
|
Communicable Disease Expense |
|
Personal
Effects/Property of Others |
| Contract Penalty
Clause |
|
Property Off
Premises |
| Crime Enhancements |
|
Sales Representative
Samples |
| Dependent
Properties* |
|
Trade Show Exhibits |
| Electronic Data -
Amendment |
|
Transit |
| Extended Business
Income - Amendment* |
|
Unscheduled Fine
Arts |
| Extra Expense |
|
Utility
Services-Combined |
| Food Contamination
Coverage |
|
Valuable Papers |
| Incompatibility of
Data/Media |
|
|
| *
Included when there is Business Income. |
|
|
|
GENERAL LIABILITY COVERAGES |
| Additional Insureds
By Contract |
|
Increased Medical
Expense Limit |
| Additional Insured-Lessor
of Leased Equipment |
|
Increased Supplementary
Payments |
| Additional Insured-Mgrs or Lessors
of Premises |
|
Knowledge of Occurrence |
| Additional Insured -
Vendors |
|
Newly Acquired Organization
Amendment |
| Broadened Coverage
for Non-Owned Watercraft |
|
Notice of Occurrence |
| Electronic Chatrooms
and Bulletin Boards |
|
Product Hazard
Definition Amendment |
| Employee Benefits
Liability Coverage |
|
Property Damage Liability Amendment |
| Excess Provision -
Vendors |
|
Unintentional Failure to
Disclose Hazards |
| Fire/Water Damage
Legal Liability Amendment |
|
Valet Parking
Extension Endorsement |
Read more about our products...
|
