PMA Elite®
General Liability Coverages
Supermarkets
This PMA Elite industry
group includes supermarkets, food stores, produce stores and grocery
stores, which are primarily engaged in the retail sale of all sorts of
canned foods and dry goods, such as tea, coffee, spices, sugar and
flour; fresh fruits and vegetables; and fresh and prepared meats,
fish, and poultry. This industry group also includes business directly
in the supermarket chain of commerce such as the store's immediate
wholesale suppliers. This includes firms primarily engaged in the
wholesale distribution of fresh fruits and vegetables and wholesale
distribution of a general line of groceries.
Convenience food stores,
open air markets, fish markets and stores with high exposure to the
elderly are not included in this group. Wholesale tobacco is also not
included in this industry group. Manufacturers are not included in
this group.
|
CORE PROPERTY
ENHANCEMENTS |
| Alarm,
communications & monitoring systems |
|
Lawn maintenance and
snow removal equipment |
| Arson Reward |
|
Money and Securities |
| Burglary Damage to
Building |
|
Outdoor Property |
| Change in
Temperature - Humidity |
|
Paved Surfaces |
| Emergency Evacuation
Expense |
|
Personal Property in
the open extended to 1,000 feet |
| Fences |
|
Pollutant Cleanup
and Removal |
| Fire Department
Service Charges |
|
Preservation of
Property |
| Foundations |
|
Proof of Loss
Preparation |
| Glass |
|
Recharge of Fire
Protection Equipment |
|
PROPERTY
COVERAGES |
| Accounts Receivable |
|
Limited Worldwide
coverage |
| Back-up Sewers,
Drains or Sumps |
|
Lost Key Coverage |
| Brands and Labels |
|
Manufacturers
Consequential Loss Assumption |
| Builders Risk and
Installation |
|
Newly
Acquired/Constructed |
| Civil Authority -
Amendment |
|
Ordinance or Law
Coverage |
| Contract Penalty
Clause |
|
Personal
Effects/Property of Others |
| Crime Enhancements |
|
Property Off
Premises |
| Dependent
Properties* |
|
Sales Representative
Samples |
| Electronic Data -
Amendment |
|
Trade Show Exhibits |
| Extended Business
Income - Amendment* |
|
Transit |
| Extra Expense |
|
Unscheduled Fine
Arts |
| Food Contamination
Coverage |
|
Utility
Services-Combined |
| Incompatibility of
Data/Media |
|
Valuable Papers |
| *
Included when there is Business Income. |
|
|
|
GENERAL LIABILITY COVERAGES |
| Additional Insureds
By Contract |
|
Good Faith Advertising Expense |
| Additional Insured-Lessor
of Leased Equipment |
|
Increased Medical
Expense Limit |
| Additional Insured-Mgrs or Lessors
of Premises |
|
Increased Supplementary
Payments |
| Additional Insured -
Vendors |
|
Knowledge of Occurrence |
| Broadened Coverage
for Non-Owned Watercraft |
|
Limited Product Withdrawal
Expense |
| Electronic Chatrooms
and Bulletin Boards |
|
Newly Acquired Organization
Amendment |
| Employee Benefits
Liability Coverage |
|
Notice of Occurrence |
| Excess Provision -
Vendors |
|
Property Damage Liability Amendment |
| Fire/Water Damage
Legal Liability Amendment |
|
Unintentional Failure to
Disclose Hazards |
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