The PMA Insurance Group -- PMA Elite Coverage for Restaurants

PMA's Restaurant Industry Group primarily focuses on the types of restaurants characterized as upscale. This includes but is not limited to: white table restaurants, white linen restaurants, fine dining, and restaurants with exclusive cuisine offered in a distinct setting and prepared by a professional staff. These restaurants include those offering classic, ethnic, or specialty cuisine prepared and served by a professional staff in a premium setting.

Catering operations, which are incidental to the restaurant operation, is included in this industry group. Wholesale restaurant suppliers are also included in this group.

GENERAL LIABILITY COVERAGES
Additional Insureds By Contract		Increased Medical Expense Limit
Additional Insured-Lessor of Leased Equipment		Increased Supplementary Payments
Additional Insured-Mgrs or Lessors of Premises		Knowledge of Occurrence
Additional Insured - Vendors		Newly Acquired Organization Amendment
Broadened Coverage for Non-Owned Watercraft		Notice of Occurrence
Electronic Chatrooms and Bulletin Boards		Product Hazard Definition Amendment
Employee Benefits Liability Coverage		Property Damage Liability Amendment
Excess Provision - Vendors		Unintentional Failure to Disclose Hazards
Fire/Water Damage Legal Liability Amendment		Valet Parking Extension Endorsement