The PMA Insurance Group -- PMA Elite Coverage for Office Buildings

This PMA Elite industry group includes firms primarily engaged in the operation of non-residential buildings used as bank buildings, financial institutions and offices. This group contemplates either owners or lessors in which the owners or lessors are responsible for the maintenance of the building. Lawyers, architects or engineers and clinics are not eligible except for lessor's risk only. Habitational occupancies and strip shopping malls are not eligible for this industry group.

CORE PROPERTY ENHANCEMENTS
Alarm, communications & monitoring systems		Lawn maintenance and snow removal equipment
Arson Reward		Money and Securities
Burglary Damage to Building		Outdoor Property
Change in Temperature - Humidity		Paved Surfaces
Emergency Evacuation Expense		Personal Property in the open extended to 1,000 feet
Fences		Pollutant Cleanup and Removal
Fire Department Service Charges		Preservation of Property
Foundations		Proof of Loss Preparation
Glass		Recharge of Fire Protection Equipment

PROPERTY COVERAGES
Accounts Receivable		Lost Key Coverage
Back-up Sewers, Drains or Sumps		Manufacturers Consequential Loss Assumption
Brands and Labels		Newly Acquired/Constructed
Builders Risk and Installation		Ordinance or Law Coverage
Civil Authority - Amendment		Personal Effects/Property of Others
Contract Penalty Clause		Property Off Premises
Crime Enhancements		Sales Representative Samples
Dependent Properties*		Trade Show Exhibits
Electronic Data - Amendment		Transit
Extended Business Income - Amendment*		Unscheduled Fine Arts
Extra Expense		Utility Services-Combined
Incompatibility of Data/Media		Valuable Papers
Limited Worldwide coverage
* Included when there is Business Income.